Helping Homeowners find better coverage at a more affordable price.
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What does homeowners insurance cover?
Dwelling
Provides financial protection to rebuild or repair your home in the event of damage from covered perils such as fire, wind, or theft.
Other Structures
Covers structures on your property that are not attached to your home, such as detached garages, sheds, or fences.
Personal Property
Protects your personal belongings, including furniture, electronics, and other items that are not permanently attached to the home.
Loss of Use
Covers additional living expenses if your home becomes uninhabitable due to a covered event, such as a water leak from a busted pipe.
Personal Liability
Provides coverage if someone is injured on your property, such as at a child’s birthday party or if a guest trips and falls while visiting, and you are found legally responsible.
Medical Payments
Helps pay for medical expenses if a guest is injured on your property, regardless of fault.